Should I Sell or Hold?

Base your decisions on your financial goals, not others opinions.

I’ve come across this question on several websites. All that I have seen are opinions such as "only hold a property for X years.” Opinions are generally worthless (unless they are fact or data-based). In this post, I present a simple process for deciding whether to sell or hold.

Should you sell or keep a property?

Whether you should hold or sell a property depends on how it has performed. See the decision diagram below. The critical factor is whether the property value and the rent it generates have kept pace or exceeded inflation. If you want to know why, see this blog post.

In summary

Deciding whether to hold or sell an investment property depends on how the property has performed. The decision can be broken down into a step-by-step process that is easy to follow.